Back in May of 2021 my wife and I began searching for a single family home as we had outgrown our condo. Naturally we wanted to get pre-approved with a lender or a mortgage company, so we decided on Guaranteed Rate and a couple other lenders. June 1, 2021 we provided all docs and had our credit pulled. My mid score was 743 and wife's was 713. All was in order, the house search intensified for a few weeks thus culminating in an accepted offer, we were absolutely ecstatic given the competitive market. But that excitement was short lived until we requested a Loan Estimate (also know as a Good Faith Estimate) from Guaranteed Rate. As it turns out, the rate Guaranteed Rate offered was 3.125% for 20 years, which was rather high given we are well qualified buyers with combined income, very little debt and healthy credit scores. The Loan Estimate, to this day, has not been provided to us despite having asked for it multiple times. I provided all the necessary docs, including the accepted ...